Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.

Combines various coverages into a single policy, including property, liability, and business interruption. It allows businesses to tailor their insurance needs, offering flexibility and potential cost savings. This policy is ideal for businesses with diverse insurance requirements, ensuring comprehensive protection.

Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event like fire, natural disaster, or other disruptions. It helps cover payroll, rent, and other ongoing expenses, ensuring your business can recover and maintain financial stability during the interruption.

Offers liability coverage for the directors and officers of a company, protecting them against claims arising from decisions and actions performed within their corporate roles. It covers legal fees, settlements, and other costs associated with allegations of wrongful acts, ensuring personal assets are safeguarded.

Covers goods, tools, and equipment transported over land. It protects against losses from damage, theft, or loss during transit or while stored at locations other than the insured’s primary premises. This insurance also covers specialized equipment and property frequently moved or used off-site.

Guarantee that a contractor or business will fulfill its obligations to a third party. They protect against losses resulting from a failure to meet contractual terms, ensuring project completion or financial compensation. Common in construction and service industries, they enhance trust and reliability.

Insures tools and equipment owned or used by contractors against damage, theft, or loss. This coverage ensures that essential equipment is protected while in transit, on job sites, or in storage, allowing contractors to maintain operations without financial setbacks due to equipment issues.

Protects businesses against liability for accidents involving vehicles they rent (hired) or do not own (non-owned) but use for business purposes. This coverage extends to vehicles used by employees for company business, providing financial protection against claims for bodily injury and property damage.

Ensures business continuity by protecting critical equipment from unexpected failures by covering the cost to repair or replace essential equipment that breaks down due to mechanical, electrical, or pressure system failures. It also includes coverage for business income losses, spoiled inventory, and extra expenses incurred during the restoration period.

Protects businesses from financial losses related to pollution incidents, including third-party claims for bodily injury, property damage, and cleanup costs. It covers legal fees, compensatory damages, and required or voluntary cleanup efforts.