FAQs

Yes, Business Interruption Insurance covers ongoing operating expenses such as utilities, rent, and payroll, helping your business stay afloat during the interruption period.

No, Business Interruption Insurance is usually an add-on or rider to a standard property insurance policy. It must be specifically requested and included in your coverage plan. ...

The coverage period, known as the indemnity period, usually lasts until your business resumes normal operations, but it is subject to a maximum time limit specified in your policy. ...

Business Interruption Insurance typically does not cover losses due to pandemics or infectious disease outbreaks. For such coverage, you might need a specialized policy or endorsement. ...

The cost is based on various factors, including the size of your business, the industry you operate in, and the amount of coverage you need. It's important to get ...

Even small businesses can face large liability claims that exceed the limits of their primary insurance. Commercial Umbrella Insurance offers crucial extra protection, regardless of business size. ...

Yes, the coverage limits and terms of Commercial Umbrella Insurance can be tailored to fit the unique risks and requirements of your business.

Commercial Umbrella Insurance provides additional coverage once the limits of your primary liability policies, such as General Liability or Commercial Auto Insurance, are exhausted.

Commercial Umbrella Insurance does not cover liabilities that are not already covered by your underlying policies. For instance, it won't cover professional errors or omissions—this would require Professional Liability ...

To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary ...