Product liability insurance does not cover intentional harm caused by a product, professional negligence, or employee injuries. For professional negligence, you would need professional liability insurance. For employee injuries, ...
The amount of coverage you need depends on the size of your business, the nature of your products, and the potential risks involved. It is advisable to consult with ...
Product liability insurance typically does not cover the costs associated with recalling a defective product. Separate product recall insurance is needed to cover such expenses.
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