We’re Your Trucking & Fleet Specialists

Your dependable owner operator and truck insurance solution across the country.

Our dedication to assisting truckers extends beyond our home state. Our goal is to add every state across the country so that we can continue to expand our reach in helping truckers.

We pride ourselves on being a company that puts the customer first. We understand that when it comes to insurance, you need a company that you can trust to help you navigate through the complex process.

Our team of truck insurance agents are dedicated to helping you craft the right policy for your needs, and we will work with you every step of the way to ensure that you are satisfied.

Trucking Insurance
Trucking Insurance
Trucking Insurance

What Does Trucking Insurance Cover?

Commercial trucking insurance is similar to commercial auto insurance in basic coverage, such as liability, comprehensive, collision and other types of coverage that are specific to business vehicle use.  A commercial trucking policy is designed to protect your business from significant losses that could affect your company’s financial well being.

Commercial trucking insurance policies combine several different types of coverage – some are required and some are optional. A typical policy includes some combination of the following:

Trucking Insurance

Primary Liability

Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or ensure that the leased operator carries it on their own.  Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.

  • Limits up to $5 Million
  • Uninsured Coverage
  • Underinsured Coverage
  • Property Damage
  • Medical Payments Coverage
  • Additional Insureds Available

Physical Damage

Provides coverage for repair or replacement due to damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.

  • Stated Value on commercial vehicles
  • Actual Cost and Replacement Cost Values on PPV’s
  • Low Rates on Total Insured Values
  • Deductible options from $0 to $5,000
  • Non-owned Trailers
  • Trailer Interchange Coverage
  • Roadside Assistance Options

Cargo Insurance

Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.

  • Many cargo categories available
  • Limits up to $250,000
  • Deductibles from $0 to $5,000
  • Reefer Breakdown

Truckers General Liability

Simply put, CGL guards you, your business, and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts.

  • “General Liability”
  • Limits up to $10 Million
  • Low Premium Cost
  • Additional Insureds Available

Occupational Accident

Product designed specifically for owner operators in the trucking industry. In most states, by being self-employed owner operators can opt out of state mandated workers compensation coverage. While not the same as workers compensation, occ/acc is similar in scope and intent.

Most motor carriers require their leased operators to be covered either by workers compensation or occ/acc at the leased operators expense. For those who qualify, occ/acc is generally a lower cost alternative.

States Where We Provide Insurance Services

Head office located at: 9817 7th Street #703
Rancho Cucamongo California 91730.

Give us a call: 909-941-4700

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How Genesis Trucking Insurance helps protect your trucking business.

Commitment Free

Policies are tailored to your business so you only pay for what you need.

Exclusive

Available exclusively from Genesis Trucking Insurance!

Simple

The entire process is online, and takes only about 10 minutes

Support

We don’t just provide insurance, we also offer safety, factoring, and education to help navigate your business.

Affordable

Easy, online payments can be broken into a down payment and monthly installments for no extra charge.

Easy to Share

Easily update proof of insurance and share with anyone requiring it, right from your Genesis Trucking Insurance account

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Client Testimonials

The best trucking insurance agency according to those who matter: Our Customers.

9817 7th Street # 703, Rancho Cucamonga

4.7 63 reviews

  • Avatar Deedee “Deedeebambam” Bambam ★★★★★ a year ago
    I’ve been with Genesis for a few years now, Very grateful for Domenica and Sabrina. Domenica helps me stay on top of my payments by calling every month and always sending out my certificates in a timely manner. the couple times my policy … More has gone into cancellation Sabrina has always come through to help me reinstate my policy and keeps me updated during process. These woman are lifesavers always on top of it.
  • Avatar Daniel Barcenas ★★★★★ a year ago
    Helpful & reliable excellent service !
  • Avatar Ellie Parras ★★★★★ a year ago
    Un excelente servicio, al principio tuve un mal momento pero la señorita Mónica me resolvió todo en compañía del Señor Víctor!!!! Se las recomiendo traten te hablar con ellosAseguranza para trucks
  • Avatar Victor Carcamo Reyes ★★★★★ a year ago
    Gracias por ser tan eficientementes y ayudarnos en todo momento..
  • Avatar Missknightowl Mk ★★★★★ 2 years ago
    We have been with Genessis insurance for a couple of years and the service has always been nothing but great. All the girls that work there are very customers service oriented I love Monica and Domenika they are always willing to help. … More
  • Avatar Melissa Rivera ★★★★★ 2 years ago
    I got helped by Jasmine she’s is very patient and explains everything very throughly and answers any questions you may have clearly, also provides you with beyond amazing customer service I recommend if you call Genesis Truck Insurance … More Services make sure to ask for Jasmine she will provide you with outstanding customer service.

Start a Trucking Insurance Quote

Or give us a call to start the conversation 909-941-4700.